Most people do not realize that one's credit score has an impact on the rates you will pay for car insurance - I guess, they figure, the higher your credit, the more responsible you are, thus you are probably a low risk driver.
Obtain a Free Copy of Your Credit Report
One of the best things you can do to make sure your credit is as high as possible is to get a copy of your credit report each year. Luckily, the government has determined that everyone has the right to see his or her credit report once per year. Therefore, you can go to www.annualcreditreport.com to access your free credit report.